Short Term Small Amount Loans

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• Principal Amount: $200-$1,000

• Term: 6 Months Maximum

• Loan Fee: $20

• Eligibility: Member for at least 1 Month

• Loan must be paid within term

• 22.00% APR if payroll deducted or electronic payment OR 28.00% APR*

• Only allowed one unsecured/signature loan type at a time

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Apply in person at our office located inside the Ware County Board of Education OR fill out our PDF fill-able application online. Applications may be faxed, mailed or brought in by appointment. 

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*18.99% APR (Annual Percentage Rate) with payroll deduction or 28.00% APR. Rates subject to change.

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