What can you do with a Home Equity? Renovate your home, landscape, buy an automobile, college expenses, or anything! Please see the latest guidance provided from the Internal Revenue Service as to when you may use interest paid as a deduction. We offer a closed end, fixed rate home equity loan to our members.
85% loan to value minus first mortgage balance
up to $75,000.00 loan amount
in house closing with closing costs below $500.00*
15 years fixed terms starting at 4.75%**
You can access an application below. Once you complete and print your application, call the credit union to schedule an appointment. You must be a member of the credit union to apply. To learn more about the benefits of membership at Ware Co. School Employees FCU, please click here.
Contact us at or call 912.285.9728 for more information.
* closing cost estimate does not include the cost of an appraisal should one be required
** rates are based on credit score obtained from Equifax Information Services
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