top of page

Home Equity


What can you do with a Home Equity?  Renovate your home, landscape, buy an automobile, college expenses, or anything!  Please see the latest guidance provided from the Internal Revenue Service as to when you may use interest paid as a deduction.  We offer a closed end, fixed rate home equity loan to our members.  


  • 85% loan to value minus first mortgage balance

  • up to $75,000.00 loan amount

  • in house closing with closing costs below $500.00*

  • 15 years fixed terms starting at 6.75%**


You can access an application below.  Once you complete and print your application, call the credit union to schedule an appointment.  You must be a member of the credit union to apply. To learn more about the benefits of membership at Ware Co. School Employees FCU, please click here.  

Contact us at or call 912.285.9728 for more information.

* closing cost estimate does not include the cost of an appraisal should one be required

** rates are based on credit score obtained from Equifax Information Services


NMLS #1065316


You are about to be redirected to a website that is not operated by Ware County School Employees Federal Credit Union.


The Credit Union is not responsible for the content of any third party site.


Any transactions made will not be Credit Union transactions but are made with the third party.


Please review the web site's privacy and security policies as they may differ from WCSEFCU.

bottom of page