Yes, We Do Mortgages


Are you looking to purchase or refinance a mortgage? Look no further than Ware County School Employees Federal Credit Union. We can put you into your dream home or save you money on your current mortgage by refinancing to a lower rate and/or shorter term. At Ware County School Employees Federal Credit Union, we take your mortgage needs seriously with:


  • We offer Conventional, FHA, and VA financing with a low down payment

  • We offer Fixed and Adjustable Rates on loan amounts up to $417,000

  • We offer Fixed and Adjustable JUMBO mortgages for loan amounts over $417,000 and 20% down.

  • Products available for primary home, second home, and investment property

  • No cost prequalification

  • No State Intangible Tax in Georgia (Because the Credit Union is tax exempt we do not charge state intangible tax, which is calculated at $3.00 per thousand. On a $200,000 loan a savings of $600.00 is realized).

  • Same day approvals

(for qualified applicants)


To apply for a mortgage loan, you may fill out an application online. Please see disclaimer below.

Contact us at or call 912.285.9728 for more information.

You must be a member of the credit union to apply. To learn more about the benefits of membership at Ware Co. School Employees FCU, please click here.

NMLS #1065316


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